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Chicago.
Now that a working draft of the human genome has been completed,
the health insurance industry is trying to calm fears that consumers
will be denied future coverage because they carry potentially fatal
genes.
"There is concern
among women who say, 'If I'm screened for breast cancer and I find
I have it, I could be denied coverage,'" said Jeremy Rifkin, president
of the Foundation on Economic Trends, a Washington, D.C.-based research
group that focuses on biotechnology."A
lot of women are not taking the test because once they find out
it's in the family tree, they're afraid their daughters and sisters
will be denied insurance."
Insurance industry
officials said existing laws already prohibit them from denying
coverage based on an individual's pre-existing health condition.
"If you're 20
years old and you know you're at risk for some major chronic condition,
people are asking the question, 'Rather than using [the information]
to help me, will that information haunt me?'"said Susan Pisano,
spokeswoman for the American Association of Health Plans. "What
I'm saying is that by and large, we're prevented from using that
information to discriminate."
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